Thousands of AI and Ecosystem Friendly atomic APIs for all lines of business across policy life cycle
AI coding, or agentic engineering in general, is here and any general-purpose user interface and workflow will be AI coded from now on. To make insurance transaction software work, the deep domain insurance APIs are needed. These APIs need to be AI ready or AI friendly. Traditional monolithic core systems cannot provide these APIs.
Connecting insurance into any businesses with relevant insurance needs is also becoming the norm. Again, to enable fast and scalable partnership, deep domain insurance APIs are needed. These APIs need to be ecosystem friendly so that insurers, partners can consume them at speed and scale, without heavy IT projects.
InsureMO API Platform Solves These Challenges by:
Atomic microservice APIs for elemental insurance transactions
Business APIs orchestrated based on atomic API using iComposer
InsureMO APIs are organized into five layers: Foundation APIs, Insurance Atomic APIs, Business Service APIs, Regional Business APIs, and Non-Insurance APIs. Together, these layers support core insurance capabilities, end-to-end business processes, regional compliance requirements, and enabling services such as payments, messaging, OCR, and AI-enabled tools.
To distribute InsureMO APIs, you must have an active InsureMO tenant, a subscription to the required offerings, and access to the applicable environment. APIs can be registered by importing Swagger/OpenAPI definitions, published through the API Management module, and securely shared with authorized consumers using supported authentication methods such as PAT or OAuth 2.0.
InsureMO APIs can be consumed using the Java SDK, low-code orchestration tools such as iComposer and iHub, direct REST API calls, or the InsureMO MCP Server for LLM and AI agent integration. This flexibility supports both traditional system integrations and modern intelligent application use cases.
InsureMO provides a standardized API framework that is shared across different insurance products, with configurable variations to meet specific business requirements. API upgrades are managed through controlled versioning, backward compatibility, orchestration, and gateway-based controls to minimize the impact on existing integrations.
InsureMO supports enterprise-grade authentication standards, including SAML 2.0 and OAuth 2.0/OpenID Connect (OIDC). It integrates with leading IAM and SSO platforms to enable unified identity management, single sign-on, permission mapping, auditing, and enhanced security measures such as multi-factor authentication (MFA) and IP whitelisting.
When standard APIs are insufficient, InsureMO supports extensibility through custom Backend-for-Frontend (BFF) layers, API orchestration using iComposer, and composite REST APIs. These approaches allow customers to implement complex workflows, address localized requirements, and optimize performance without modifying the core platform.
InsureMO supports system integrations via iHub and iComposer, connecting legacy core systems, multi-channel distribution platforms, and back-office applications. Data exchange can be implemented using real-time, event-driven, or batch processing models, depending on business operations and regulatory requirements.
Data processed by InsureMO APIs is stored by default in the compliant regional cloud environment associated with the tenant. InsureMO enforces strict tenant isolation and local data residency compliance. Private cloud and on-premises deployment options are also available for customers with more stringent regulatory or governance requirements.
