Easily incorporate ISO ERC 2.0 into your products with
ISO Middle Office

InsureMO now supports ISO Electronic Rating Content (ERC 2.0), which includes complete and current rating data and rules for all major ISO lines in the United States
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Reduce ISO implementation time

Easily incorporate ISO ERC into your business lines

Receive automatic ISO circular updates

Decrease on-going circular maintenance

Reduce manual work, effort and save time

Dynamically compare and customize ISO content

API-led configuration across all products

Setup in days vs. months of traditional implementation

NEW! InsureMO ISO Middle Office

InsureMO® adopts Verisk’s ISO Electronic Rating Content for U.S., Boosting Insurers’ Efficiency and Speed to Market. InsureMO® offers the next generation of Verisk’s ISO Electronic Rating Content (ERC) to the U.S. market via Out of Box Products, API's, Product memo and runtime tools.

Rate your policies in your PAS in real time

Reduce time and effort when updating ISO rates, rules, loss costs, and forms without a major information technology investment.
  • Accelerate time to market
    • Jumpstart new products with ISO Middle Office

    Easy setup and use InsureMO’s ISO Rating service

    Complete and current rating data and rules for all major ISO lines in the United States

    • Update all ISO rates, rules, loss costs and forms into your Policy Admin environment as quick as you need them
    • Maintain the out-of-the-box ISO circular updates automatically or when planned
    • Leverage an ISO rater for rate indications and quotes or baseline filed rates against ISO rate plans
    • Receive ISO circular updates and where applicable automate updates into your cloud tenant

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  • Reduce time, effort and costs
    • For Technology Providers

    Make InsureMO your ISO rating service

    Automatically compare and customize ISO content to an your business and product lines

    • Reduce the Total Cost of Ownership (TCO) for product management influenced by ISO ERC 2.0
    • Rollout and maintain ISO-based product content, rates, rules and forms quickly and easily
    • Establish digital channels swiftly with agents, brokers, MGAs, insurers, and 3rd parties by use of InsureMO’s micro-services

    InsureMO Platform ISO ERC API
  • Flexible API Architecture
    • Custom, scalable and API centric

    Design your ISO-based proprietary product with our Digital Library

    Update your ISO-based products when you want them, when you need them

    • Define custom APIs and microservices quickly by leveraging over 3000 insurance product accelerators
    • Establish digital channels swiftly with agents, brokers, MGAs, insurers, and 3rd parties by use of InsureMO’s microservices
    • Receive ISO circular updates and where applicable automate updates into your cloud tenant
    • Reduce the Total Cost of Ownership (TCO) for product management influenced by ISO ERC 2.0

    Digital Insurance Product Library (DIPL)

    InsureMO® now offers on-demand capabilities from Verisk ISO ERC™

    ISO ERC™ content is organized, configurable and available via API with a subscription to InsureMO®.
    Update or roll out new ISO-based proprietary products

    Quick roll-out and maintenance of ISO ERC 2-based (“ISO”) product content, rates, rules, forms and loss cost.

    Expand business geographically

    Expand your target market with ISO-based capabilities to offer.

    Benchmark against ISO rate plans

    Leverage an ISO rater for rate indications and quotes or baseline filed rates against ISO rate plans.

    Establish new digital distribution connection

    InsureMO offers robust, scalable insurance solution that enables connectivity to the insurance technology and business ecosystem.

    Implementing ISO- based rating engine

    Automated updates to commercial lines rating programs combined with a state-of-the-art rating and policy management solution.

    Stand up a greenfield operation

    ISO or ISO-based products for new greenfield operations or for start-up insurers or MGAs can easily and quickly be set up for live operations within days or weeks.

    LEVERAGE RATING SOLUTION API WITH INSUREMO

    Faster go-to-market with out of the box or easy-to-clone ISO ERC

    InsureMO® PaaS subscribers can now leverage the advantages of a secure, cloud-based internet architecture for high scalability and availability, a rich set of microservices and open APIs, and a configuration that supports the sales and service of products based on Verisk’s ISO ERC 2 programs.
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    Use of Standardized ISO products to streamline processes

    Use standard ISO products and rating “out of the box” or configure in InsureMO® your company specific deviations at countrywide or state level. Publish configuration, test and release.

    Spend less time interpreting and implementing ISO Circular changes

    All ERC 2 circulars (approximately 70/week) are updated in InsureMO real-time.

    Digital CorePAS around InsureMO

    PAS vendors now can leverage InsureMO APIs for real time execution of out-of-the-box ISO and ISO-based proprietary rating, rules, forms and loss costs with minimal modifications or without any modifications to the policy admin system.

    Leverage Rating solution API with InsureMO

    InsureMO’s ISO Rating service provides updated ISO rates for rate indications, quote proposals, and generation of bindes through InsureMO supported by smart API and microservices. Supports out-of-the-box ISO and proprietary ISO rate plans.